As a professional nanny, you dedicate your time to caring for children, but have you considered how to protect yourself in the workplace? Nanny insurance is an essential safeguard, providing financial security and peace of mind should the unexpected happen.
Why Do Nannies Need Insurance?
Accidents can happen in any job, and working in a private household is no different. The right insurance can cover:
- Public Liability – If a child in your care causes accidental damage or injury.
- Legal Cover – Protection in case of employment disputes.
- Personal Accident Cover – Compensation if you are injured at work and unable to work.
Choosing the Right Policy
Not all insurance policies are the same, so it’s vital to research what is included. Many providers offer add-ons, such as injury protection, which compensates for loss of earnings if you are unable to work due to an accident. Before purchasing, check the terms carefully to ensure the policy meets your needs.
Nanny Insurance Providers
There are several providers in the UK offering specialist insurance for nannies, including:
- Morton Michel (https://www.mortonmichel.com) – A leading provider with tailored policies for nannies and childcarers.
- Mark Bates Ltd (https://markbatesltd.com) – Offers comprehensive nanny insurance, including personal accident cover.
- Nannyinsure (Nannytax partner) (-https://www.nannyinsure.co.uk ) – Provides public liability insurance designed specifically for nannies.
- Protectivity Insurance (https://www.protectivity.com) – Covers self-employed nannies with flexible policies.
- Royal & Sun Alliance (via various brokers) (https://www.rsainsurance.co.uk) – Offers professional childcare insurance options.
Exclusive Member Discounts
We are excited to announce that the National Nanny Association has secured exclusive discounts with two leading providers:
- 10% off Morton Michel nanny insurance – Available through the members’ area.
- 5% off Mark Bates Ltd nanny insurance – Also available via the members’ area.
Investing in nanny insurance is an investment in your future. Stay protected, stay professional, and take advantage of these member benefits today!